Re: “Why long-term care insurance falls short for so many: ‘I’m going to need something’ ” [Dec. 3, Business]:
It’s undisputed that hundreds of thousands of older People need to keep in their very own houses as they age. Personal long-term care insurance coverage insurance policies could not cowl home-health aides, assisted dwelling or different choices for assist at house for day by day dwelling wants.
As cited within the article, Washington state not too long ago began a “first-in the-nation-program” to supply long-term care advantages for residents who pay right into a fund. With a most good thing about $36,500, it won’t come near overlaying a 12 months’s value of care in most assisted dwelling amenities. However it does cowl one thing that almost all personal long-term care insurance coverage corporations don’t. It supplies help for Washingtonians who need to keep in their very own houses and have a member of the family, cherished one or a employed house well being aide present care.
Washington state is a frontrunner in offering care and help providers so individuals can age of their houses and communities. And if we stay lengthy sufficient, we’re all going to wish one thing.
Zelda Foxall, Seattle
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